Oversold

AIFU

Same as last week
Valuation68/ 100
Cash flow & growth56/ 100
Upside potential54/ 100
Risk potential70/ 100

AIFU's valuation is historically cheap while fundamentals are somewhat mixed and an expected return to profit offers recovery potential, though analyst coverage is limited.

Valuation

Historical cheapness: current PE is 2.5× versus the full-history median of 6.9× shown in the valuation table, producing 67.6/100. Positive weekly observations receive equal weight; lower past EPS alone does not disqualify them.

Outlook-adjusted valuation: 67.8/100. The model applies a 24.6% earnings-growth assumption and a 10% annual return hurdle, with positive credit limited by evidence coverage and confidence.

Forward price scenarios use recent PE history separately. Recent history has a separately weighted median of 6.4× (18-month half-life). A reliable earnings-based price target is unavailable. A return to the full-history median is not assumed.

Cash flow & growth

Business trends are mixed. Over the past year: revenue +9.7%, earnings +194.6%. The business score is 56.4/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Business trends and outlook support upside. Price history provides the reference because earnings are difficult to compare.

The calculation starts with the stock’s typical weekly price movements, adjusted for business performance and outlook. Unusually large jumps have less influence. The result is 83.1% upside, or about $34.35.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Historical price swings are the main risk driver, even without a sharp profit decline.

The stock’s historical price swings drive this figure. Price history and operating stress provide the reference because comparable earnings do not support a future PE target. Operating stress reflects revenue, earnings, margins, outlook and relevant debt exposure. The larger stress gives 69.9% downside, or about $5.65, with a 15% minimum.

This is a scenario based on our model, not a forecast or probability.

AIFU vs Historical averages

MetricCurrentAverageRelative
PE2.6x9.3x73% lower
PE percentile1.55197% lower
EPS$7.34$5.0944% higher
FCF$12.4M$19.6M37% lower
Loading historical comparisons…

AIFU’s fundamentals are mixed relative to their historical averages, while its earnings multiple is lower.

AIFU Forward outlook

MetricOutlook
Forward valuation--
Forward earningsTurning positive
Forward revenueStrong growth
Forward profitability--
Analyst coverageLimited
Estimate dispersionTight

AIFU’s available outlook is mixed, supported by an expected return to profitability.

AIFU PE Valuation

Loading pe valuation table…

This table applies AIFU's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

AIFU Earnings Per Share

Loading earnings per share…

This chart tracks AIFU's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

AIFU Quarterly Revenue

Loading quarterly revenue…

This chart tracks AIFU's quarterly revenue over time and shows how sales are changing from year to year.

AIFU Free Cash Flow

Loading free cash flow…

This chart tracks AIFU's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

AIFU Total Shares

Loading shares over time…

This chart tracks changes in AIFU's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

AIFU Net Leverage

Loading net leverage…

Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

AIFU PE vs Financial Services Sector

Loading pe vs sector average…

This chart compares AIFU's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

AIFU Weekly Price

Loading weekly price…

This chart uses AIFU's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

AIFU Weekly Moving Averages

Loading weekly moving averages…

This chart compares AIFU's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

AIFU Yearly ROI

Loading yearly ROI…

Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.