Oversold

BAC

Valuation39/ 100
Cash flow & growth69/ 100
Upside potential42/ 100
Risk potential27/ 100

BAC's valuation is somewhat elevated, fundamentals are above averages and forward estimates point to earnings growth and improving margins.

Score change since last week

The score fell 5 points, mainly due to valuation and price changes. Price rose 0.6%, from $62.32 to $62.68. Reported EPS was unchanged, so the higher price reduced valuation support.

Valuation and price changes subtracted 5.3 points. The comparison uses the same available inputs on both dates. Displayed changes are rounded to whole points.

Valuation

Historical cheapness: current PE is 14.4× versus the full-history median of 12× shown in the valuation table, producing 37.3/100. Positive weekly observations receive equal weight; lower past EPS alone does not disqualify them.

Outlook-adjusted valuation: 39.2/100. The model applies a 15.7% earnings-growth assumption and a 10% annual return hurdle, with positive credit limited by evidence coverage and confidence.

Forward price scenarios use recent PE history separately. Recent history has a separately weighted median of 13.2× (18-month half-life). The favorable scenario uses 14× PE and $5.4 projected EPS, informed by growth, margins and earnings-quality checks. This is a model scenario, not an analyst target. A return to the full-history median is not assumed.

Cash flow & growth

Business trends are strong. Over the past year: revenue +3%, earnings +26.9%, operating margin +6.5 percentage points. The business score is 68.5/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Stronger earnings and valuation could support a higher share price.

Our favorable case uses $5.41 of EPS and a 14× PE, suggesting a share price of about $75.63. Valuation history and outlook inform the PE.

The displayed favorable scenario is 20.6% upside, or about $75.60.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Weaker than expected earnings could put pressure on the share price.

Our downside case uses $3.72 of EPS and a 12.3× PE, suggesting a share price of about $45.82 — 27% below today’s price. Valuation history and outlook inform the PE.

This is a scenario based on our model, not a forecast or probability.

BAC vs Historical averages

MetricCurrentAverageRelative
PE14x12x24% higher
PE percentile855071% higher
EPS$4.34$3.1438% higher
FCF$94.7B$14.3B561% higher
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BAC’s earnings and cash flow are above their historical averages, while its earnings multiple is higher.

BAC Forward outlook

MetricOutlook
Forward valuationImproving
Forward earningsGrowth
Forward revenueStrong decline
Forward profitabilityStrongly expanding
Analyst coverageModerate
Estimate dispersionTight

BAC’s outlook is generally improving, with declining sales expectations a concern.

BAC PE Valuation

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This table applies BAC's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

BAC Earnings Per Share

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This chart tracks BAC's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

BAC Quarterly Revenue

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This chart tracks BAC's quarterly revenue over time and shows how sales are changing from year to year.

BAC Free Cash Flow

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This chart tracks BAC's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

BAC Total Shares

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This chart tracks changes in BAC's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

BAC Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

BAC PE vs Financial Services Sector

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This chart compares BAC's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

BAC Weekly Price

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This chart uses BAC's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

BAC Weekly Moving Averages

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This chart compares BAC's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

BAC Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.

BRO

Valuation69/ 100
Cash flow & growth63/ 100
Upside potential57/ 100
Risk potential18/ 100

BRO's valuation is historically cheap, fundamentals are above averages and the outlook is broadly stable.

Score change since last week

The score rose 4 points, mainly due to valuation and price changes. Price fell 2.6%, from $73.31 to $71.42. Reported EPS was unchanged, so the lower price improved valuation support.

Valuation and price changes added 3.4 points. The comparison uses the same available inputs on both dates. Displayed changes are rounded to whole points.

Valuation

Historical cheapness: current PE is 19.6× versus the full-history median of 27.3× shown in the valuation table, producing 71.1/100. Positive weekly observations receive equal weight; lower past EPS alone does not disqualify them.

Outlook-adjusted valuation: 68.9/100. The model applies a 5.6% earnings-growth assumption and a 10% annual return hurdle, with positive credit limited by evidence coverage and confidence.

Forward price scenarios use recent PE history separately. Recent history has a separately weighted median of 26.6× (18-month half-life). The favorable scenario uses 22× PE and $3.8 projected EPS, informed by growth, margins and earnings-quality checks. This is a model scenario, not an analyst target. A return to the full-history median is not assumed.

Cash flow & growth

Business trends are mixed. Over the past year: revenue +39.6%, earnings -2.9%, operating margin +0.3 percentage points. The business score is 63.1/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Stronger earnings and valuation could support a higher share price.

Our favorable case uses $3.85 of EPS and a 22× PE, suggesting a share price of about $84.73. Valuation history and outlook inform the PE.

The displayed favorable scenario is 28% upside, or about $84.72.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Weaker than expected earnings could put pressure on the share price.

Our downside case uses $2.86 of EPS and a 18.9× PE, suggesting a share price of about $54.04 — 18% below today’s price. Valuation history and outlook inform the PE.

This is a scenario based on our model, not a forecast or probability.

BRO vs Historical averages

MetricCurrentAverageRelative
PE20x27x27% lower
PE percentile8.35083% lower
EPS$3.38$2.6528% higher
FCF$1.5B$971.4M54% higher
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BRO’s earnings and cash flow are above their historical averages, while its earnings multiple is lower.

BRO Forward outlook

MetricOutlook
Forward valuationStable
Forward earningsStable
Forward revenueStable
Forward profitabilityStable
Analyst coverageModerate
Estimate dispersionModerate

BRO’s outlook is generally stable.

BRO PE Valuation

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This table applies BRO's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

BRO Earnings Per Share

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This chart tracks BRO's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

BRO Quarterly Revenue

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This chart tracks BRO's quarterly revenue over time and shows how sales are changing from year to year.

BRO Free Cash Flow

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This chart tracks BRO's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

BRO Total Shares

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This chart tracks changes in BRO's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

BRO Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

BRO PE vs Financial Services Sector

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This chart compares BRO's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

BRO Weekly Price

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This chart uses BRO's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

BRO Weekly Moving Averages

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This chart compares BRO's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

BRO Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.