Oversold

BCIC

Same as last week
Valuation50/ 100
Cash flow & growth77/ 100
Upside potential37/ 100
Risk potential21/ 100

BCIC's valuation appears fair while fundamentals provide solid support and weaker than expected earnings are holding it back, though analyst coverage is limited.

Valuation

Valuation stays neutral because earnings are difficult to compare across periods. Business trends, outlook and financial risk still contribute to the overall score.

Cash flow & growth

Business trends are strong. Over the past year: revenue +315.6%, operating margin +77.5 percentage points. The business score is 77/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Business trends and outlook support upside. Price history provides the reference because earnings are difficult to compare.

The calculation starts with the stock’s typical weekly price movements, adjusted for business performance and outlook. Unusually large jumps have less influence. The result is 15% upside, or about $8.44. This uses the 15% minimum allowance.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Historical price swings are the main risk driver, even without a sharp profit decline.

The stock’s historical price swings drive this figure. Price history and operating stress provide the reference because comparable earnings do not support a future PE target. Operating stress reflects revenue, earnings, margins, outlook and relevant debt exposure. The larger stress gives 21.2% downside, or about $5.78, with a 15% minimum.

This is a scenario based on our model, not a forecast or probability.

BCIC vs Historical averages

MetricCurrentAverageRelative
PE8.4x13x34% lower
PE percentile455011% lower
EPS-$0.36$1.06134% lower
FCF$63.4M$58.2M9% higher
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BCIC’s fundamentals are mixed relative to their historical averages, while its earnings multiple is lower.

BCIC Forward outlook

MetricOutlook
Forward valuationStrongly deteriorating
Forward earningsStrong decline
Forward revenueDecline
Forward profitabilityStrongly expanding
Analyst coverageLimited
Estimate dispersionModerate

BCIC’s outlook is mixed, with weaker expected earnings weighing on the picture.

BCIC PE Valuation

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This table applies BCIC's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

BCIC Earnings Per Share

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This chart tracks BCIC's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

BCIC Quarterly Revenue

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This chart tracks BCIC's quarterly revenue over time and shows how sales are changing from year to year.

BCIC Free Cash Flow

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This chart tracks BCIC's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

BCIC Total Shares

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This chart tracks changes in BCIC's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

BCIC Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

BCIC PE vs Financial Services Sector

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This chart compares BCIC's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

BCIC Weekly Price

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This chart uses BCIC's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

BCIC Weekly Moving Averages

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This chart compares BCIC's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

BCIC Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.