Oversold

BILL

Same as last week
Valuation50/ 100
Cash flow & growth80/ 100
Upside potential48/ 100
Risk potential45/ 100

BILL's valuation appears fair, fundamentals are above averages and forward estimates point to improving growth and profitability.

Valuation

Valuation stays neutral because earnings are difficult to compare across periods. Business trends, outlook and financial risk still contribute to the overall score.

Cash flow & growth

Business trends are strong. Over the past year: revenue +13%, operating margin +6.6 percentage points. Free cash flow is 29% of revenue. The business score is 79.5/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Business trends and outlook support upside. Price history provides the reference because earnings are difficult to compare.

The calculation starts with the stock’s typical weekly price movements, adjusted for business performance and outlook. Unusually large jumps have less influence. The result is 41.5% upside, or about $66.86.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Historical price swings are the main risk driver, even without a sharp profit decline.

The stock’s historical price swings drive this figure; the separate operating stress is 21.4%. Price history and operating stress provide the reference because comparable earnings do not support a future PE target. Operating stress reflects revenue, earnings, margins, outlook and relevant debt exposure. The larger stress gives 44.7% downside, or about $26.13, with a 15% minimum.

This is a scenario based on our model, not a forecast or probability.

BILL vs Historical averages

MetricCurrentAverageRelative
EPS-$0.11-$1.21$1.09 higher
FCF$478.9M$149.5M220% higher
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BILL’s earnings and cash flow are above their historical averages.

BILL Forward outlook

MetricOutlook
Forward valuationStrongly improving
Forward earningsStrong growth
Forward revenueGrowth
Forward profitabilityStrongly expanding
Analyst coverageModerate
Estimate dispersionModerate

BILL’s outlook is generally improving, with growth expectations supporting the valuation case.

BILL PE Valuation

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This table applies BILL's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

BILL Earnings Per Share

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This chart tracks BILL's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

BILL Quarterly Revenue

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This chart tracks BILL's quarterly revenue over time and shows how sales are changing from year to year.

BILL Free Cash Flow

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This chart tracks BILL's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

BILL Total Shares

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This chart tracks changes in BILL's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

BILL Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

BILL PE vs Technology Sector

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This chart compares BILL's price-to-earnings (PE) ratio with the Technology sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

BILL Weekly Price

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This chart uses BILL's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

BILL Weekly Moving Averages

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This chart compares BILL's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

BILL Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.