Oversold

BLK

Valuation37/ 100
Cash flow & growth54/ 100
Upside potential46/ 100
Risk potential27/ 100

BLK's valuation is somewhat elevated, fundamentals are somewhat mixed, while forward estimates point to improving growth and profitability, though analyst coverage is limited.

Score change since last week

The score fell 6 points, mainly due to valuation and price changes. Price fell 3.6%, from $1164.48 to $1122.29.

Valuation and price changes subtracted 6.7 points. The comparison uses the same available inputs on both dates. Displayed changes are rounded to whole points.

Valuation

Historical cheapness: current PE is 25.8× versus the full-history median of 20.6× shown in the valuation table, producing 35/100. Positive weekly observations receive equal weight; lower past EPS alone does not disqualify them.

Outlook-adjusted valuation: 37.4/100. The model applies a 17.6% earnings-growth assumption and a 10% annual return hurdle, with positive credit limited by evidence coverage and confidence.

Forward price scenarios use recent PE history separately. Recent history has a separately weighted median of 23.9× (18-month half-life). The favorable scenario uses 25.7× PE and $53.1 projected EPS, informed by growth, margins and earnings-quality checks. This is a model scenario, not an analyst target. A return to the full-history median is not assumed.

Cash flow & growth

Business trends are mixed. Over the past year: revenue +26.5%, earnings +1.1%, operating margin -3.7 percentage points. The business score is 53.5/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Stronger earnings and valuation could support a higher share price.

Our favorable case uses $53.06 of EPS and a 25.7× PE, suggesting a share price of about $1361.52. Valuation history and outlook inform the PE.

The displayed favorable scenario is 26.1% upside, or about $1361.44.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Weaker than expected earnings could put pressure on the share price.

Our downside case uses $35.92 of EPS and a 21.9× PE, suggesting a share price of about $788.22 — 27% below today’s price. Valuation history and outlook inform the PE.

This is a scenario based on our model, not a forecast or probability.

BLK vs Historical averages

MetricCurrentAverageRelative
PE26x21x24% higher
PE percentile935087% higher
EPS$41.84$37.0613% higher
FCF$2.3B$4.1B44% lower
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BLK’s fundamentals are mixed relative to their historical averages, while its earnings multiple is higher.

BLK Forward outlook

MetricOutlook
Forward valuationImproving
Forward earningsGrowth
Forward revenueGrowth
Forward profitabilityStrongly expanding
Analyst coverageLimited
Estimate dispersionTight

BLK’s outlook is generally improving, though analyst coverage is limited.

BLK PE Valuation

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This table applies BLK's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

BLK Earnings Per Share

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This chart tracks BLK's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

BLK Quarterly Revenue

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This chart tracks BLK's quarterly revenue over time and shows how sales are changing from year to year.

BLK Free Cash Flow

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This chart tracks BLK's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

BLK Total Shares

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This chart tracks changes in BLK's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

BLK Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

BLK PE vs Financial Services Sector

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This chart compares BLK's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

BLK Weekly Price

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This chart uses BLK's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

BLK Weekly Moving Averages

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This chart compares BLK's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

BLK Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.

ESNT

Same as last week
Valuation35/ 100
Cash flow & growth46/ 100
Upside potential27/ 100
Risk potential27/ 100

ESNT's valuation is somewhat elevated, fundamentals are above averages, but expected margin pressure tempers an otherwise stable outlook, though analyst coverage is limited.

Valuation

Historical cheapness: current PE is 9.5× versus the full-history median of 8× shown in the valuation table, producing 38/100. Positive weekly observations receive equal weight; lower past EPS alone does not disqualify them.

Outlook-adjusted valuation: 35.4/100. The model applies a 5.6% earnings-growth assumption and a 10% annual return hurdle, with positive credit limited by evidence coverage and confidence.

Forward price scenarios use recent PE history separately. Recent history has a separately weighted median of 8.3× (18-month half-life). The favorable scenario uses 8.8× PE and $8.2 projected EPS, informed by growth, margins and earnings-quality checks. This is a model scenario, not an analyst target. A return to the full-history median is not assumed.

Cash flow & growth

Business trends are mixed. Over the past year: revenue +1.3%, earnings +4.7%, operating margin -2.4 percentage points. The business score is 46/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

The earnings calculation and the displayed scenario are different.

The earnings case uses $8.21 of EPS and a 8.8× PE, suggesting about $72.07 before the minimum is applied. Valuation history and outlook inform the PE.

The model applies a 15% minimum upside scenario, so the card shows +15%, or about $78.41. That adjusted price does not come from the EPS × PE calculation above.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Weaker than expected earnings could put pressure on the share price.

Our downside case uses $5.99 of EPS and a 8.3× PE, suggesting a share price of about $49.89 — 27% below today’s price. Valuation history and outlook inform the PE.

This is a scenario based on our model, not a forecast or probability.

ESNT vs Historical averages

MetricCurrentAverageRelative
PE9.5x7.6x25% higher
PE percentile935086% higher
EPS$7.17$6.3613% higher
FCF$825.9M$743.1M11% higher
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ESNT’s earnings and cash flow are above their historical averages, while its earnings multiple is higher.

ESNT Forward outlook

MetricOutlook
Forward valuationStable
Forward earningsStable
Forward revenueStable
Forward profitabilityStrongly contracting
Analyst coverageLimited
Estimate dispersionModerate

ESNT’s outlook is generally stable, with narrowing profit margins the main concern.

ESNT PE Valuation

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This table applies ESNT's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

ESNT Earnings Per Share

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This chart tracks ESNT's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

ESNT Quarterly Revenue

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This chart tracks ESNT's quarterly revenue over time and shows how sales are changing from year to year.

ESNT Free Cash Flow

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This chart tracks ESNT's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

ESNT Total Shares

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This chart tracks changes in ESNT's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

ESNT Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

ESNT PE vs Financial Services Sector

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This chart compares ESNT's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

ESNT Weekly Price

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This chart uses ESNT's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

ESNT Weekly Moving Averages

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This chart compares ESNT's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

ESNT Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.