Oversold

CIFR

Same as last week
Valuation50/ 100
Cash flow & growth47/ 100
Upside potential57/ 100
Risk potential67/ 100

CIFR's valuation appears fair, fundamentals are somewhat mixed, while forward estimates point to narrowing losses and improving margins, though analyst coverage is limited and estimates vary widely.

Valuation

Valuation stays neutral because earnings are difficult to compare across periods. Business trends, outlook and financial risk still contribute to the overall score.

Cash flow & growth

Business trends are mixed. Over the past year: revenue +20.3%, operating margin -103.7 percentage points. The business score is 46.9/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Weaker business results limit upside support. Price history provides the reference because earnings are difficult to compare.

The calculation starts with the stock’s typical weekly price movements, adjusted for business performance and outlook. Unusually large jumps have less influence. The result is 87.2% upside, or about $31.54.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Historical price swings are the main risk driver, even without a sharp profit decline.

The stock’s historical price swings drive this figure. Price history and operating stress provide the reference because comparable earnings do not support a future PE target. Operating stress reflects revenue, earnings, margins, outlook and relevant debt exposure. The larger stress gives 66.6% downside, or about $5.63, with a 15% minimum.

This is a scenario based on our model, not a forecast or probability.

CIFR vs Historical averages

MetricCurrentAverageRelative
EPS-$2.87-$0.37$2.50 lower
FCF-$1.5B-$282.7M-$1.2B
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CIFR’s earnings are below their historical averages.

CIFR Forward outlook

MetricOutlook
Forward valuation--
Forward earningsLoss narrowing
Forward revenueStrong growth
Forward profitabilityStrongly expanding
Analyst coverageLimited
Estimate dispersionWide

CIFR’s outlook is generally improving, though analyst coverage is limited.

CIFR PE Valuation

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This table applies CIFR's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

CIFR Earnings Per Share

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This chart tracks CIFR's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

CIFR Quarterly Revenue

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This chart tracks CIFR's quarterly revenue over time and shows how sales are changing from year to year.

CIFR Free Cash Flow

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This chart tracks CIFR's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

CIFR Total Shares

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This chart tracks changes in CIFR's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

CIFR Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

CIFR PE vs Financial Services Sector

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This chart compares CIFR's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

CIFR Weekly Price

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This chart uses CIFR's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

CIFR Weekly Moving Averages

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This chart compares CIFR's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

CIFR Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.

ESNT

Same as last week
Valuation35/ 100
Cash flow & growth46/ 100
Upside potential27/ 100
Risk potential27/ 100

ESNT's valuation is somewhat elevated, fundamentals are above averages, but expected margin pressure tempers an otherwise stable outlook, though analyst coverage is limited.

Valuation

Historical cheapness: current PE is 9.5× versus the full-history median of 8× shown in the valuation table, producing 38/100. Positive weekly observations receive equal weight; lower past EPS alone does not disqualify them.

Outlook-adjusted valuation: 35.4/100. The model applies a 5.6% earnings-growth assumption and a 10% annual return hurdle, with positive credit limited by evidence coverage and confidence.

Forward price scenarios use recent PE history separately. Recent history has a separately weighted median of 8.3× (18-month half-life). The favorable scenario uses 8.8× PE and $8.2 projected EPS, informed by growth, margins and earnings-quality checks. This is a model scenario, not an analyst target. A return to the full-history median is not assumed.

Cash flow & growth

Business trends are mixed. Over the past year: revenue +1.3%, earnings +4.7%, operating margin -2.4 percentage points. The business score is 46/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

The earnings calculation and the displayed scenario are different.

The earnings case uses $8.21 of EPS and a 8.8× PE, suggesting about $72.07 before the minimum is applied. Valuation history and outlook inform the PE.

The model applies a 15% minimum upside scenario, so the card shows +15%, or about $78.41. That adjusted price does not come from the EPS × PE calculation above.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Weaker than expected earnings could put pressure on the share price.

Our downside case uses $5.99 of EPS and a 8.3× PE, suggesting a share price of about $49.89 — 27% below today’s price. Valuation history and outlook inform the PE.

This is a scenario based on our model, not a forecast or probability.

ESNT vs Historical averages

MetricCurrentAverageRelative
PE9.5x7.6x25% higher
PE percentile935086% higher
EPS$7.17$6.3613% higher
FCF$825.9M$743.1M11% higher
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ESNT’s earnings and cash flow are above their historical averages, while its earnings multiple is higher.

ESNT Forward outlook

MetricOutlook
Forward valuationStable
Forward earningsStable
Forward revenueStable
Forward profitabilityStrongly contracting
Analyst coverageLimited
Estimate dispersionModerate

ESNT’s outlook is generally stable, with narrowing profit margins the main concern.

ESNT PE Valuation

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This table applies ESNT's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

ESNT Earnings Per Share

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This chart tracks ESNT's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

ESNT Quarterly Revenue

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This chart tracks ESNT's quarterly revenue over time and shows how sales are changing from year to year.

ESNT Free Cash Flow

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This chart tracks ESNT's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

ESNT Total Shares

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This chart tracks changes in ESNT's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

ESNT Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

ESNT PE vs Financial Services Sector

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This chart compares ESNT's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

ESNT Weekly Price

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This chart uses ESNT's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

ESNT Weekly Moving Averages

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This chart compares ESNT's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

ESNT Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.