Oversold

CIFR

Same as last week
Valuation50/ 100
Cash flow & growth47/ 100
Upside potential57/ 100
Risk potential67/ 100

CIFR's valuation appears fair, fundamentals are somewhat mixed, while forward estimates point to narrowing losses and improving margins, though analyst coverage is limited and estimates vary widely.

Valuation

Valuation stays neutral because earnings are difficult to compare across periods. Business trends, outlook and financial risk still contribute to the overall score.

Cash flow & growth

Business trends are mixed. Over the past year: revenue +20.3%, operating margin -103.7 percentage points. The business score is 46.9/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Weaker business results limit upside support. Price history provides the reference because earnings are difficult to compare.

The calculation starts with the stock’s typical weekly price movements, adjusted for business performance and outlook. Unusually large jumps have less influence. The result is 87.2% upside, or about $31.54.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Historical price swings are the main risk driver, even without a sharp profit decline.

The stock’s historical price swings drive this figure. Price history and operating stress provide the reference because comparable earnings do not support a future PE target. Operating stress reflects revenue, earnings, margins, outlook and relevant debt exposure. The larger stress gives 66.6% downside, or about $5.63, with a 15% minimum.

This is a scenario based on our model, not a forecast or probability.

CIFR vs Historical averages

MetricCurrentAverageRelative
EPS-$2.87-$0.37$2.50 lower
FCF-$1.5B-$282.7M-$1.2B
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CIFR’s earnings are below their historical averages.

CIFR Forward outlook

MetricOutlook
Forward valuation--
Forward earningsLoss narrowing
Forward revenueStrong growth
Forward profitabilityStrongly expanding
Analyst coverageLimited
Estimate dispersionWide

CIFR’s outlook is generally improving, though analyst coverage is limited.

CIFR PE Valuation

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This table applies CIFR's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

CIFR Earnings Per Share

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This chart tracks CIFR's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

CIFR Quarterly Revenue

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This chart tracks CIFR's quarterly revenue over time and shows how sales are changing from year to year.

CIFR Free Cash Flow

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This chart tracks CIFR's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

CIFR Total Shares

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This chart tracks changes in CIFR's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

CIFR Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

CIFR PE vs Financial Services Sector

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This chart compares CIFR's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

CIFR Weekly Price

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This chart uses CIFR's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

CIFR Weekly Moving Averages

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This chart compares CIFR's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

CIFR Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.

SFBS

Same as last week
Valuation59/ 100
Cash flow & growth70/ 100
Upside potential62/ 100
Risk potential19/ 100

SFBS's valuation appears fair, fundamentals are above averages, but weaker than expected earnings are holding it back, though analyst coverage is limited.

Valuation

Historical cheapness: current PE is 14.3× versus the full-history median of 16× shown in the valuation table, producing 57.6/100. Positive weekly observations receive equal weight; lower past EPS alone does not disqualify them.

Outlook-adjusted valuation: 58.5/100. The model applies a 12.8% earnings-growth assumption and a 10% annual return hurdle, with positive credit limited by evidence coverage and confidence.

Forward price scenarios use recent PE history separately. Recent history has a separately weighted median of 16.1× (18-month half-life). The favorable scenario uses 16× PE and $3.6 projected EPS, informed by growth, margins and earnings-quality checks. This is a model scenario, not an analyst target. A return to the full-history median is not assumed.

Cash flow & growth

Business trends are strong. Over the past year: revenue +3.5%, earnings +28.7%, operating margin +7.4 percentage points. The business score is 69.5/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Stronger earnings and valuation could support a higher share price.

Our favorable case uses $3.58 of EPS and a 16× PE, suggesting a share price of about $57.27. Valuation history and outlook inform the PE.

The displayed favorable scenario is 35.9% upside, or about $57.25.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Weaker than expected earnings could put pressure on the share price.

Our downside case uses $2.50 of EPS and a 13.6× PE, suggesting a share price of about $34.00 — 19% below today’s price. Valuation history and outlook inform the PE.

This is a scenario based on our model, not a forecast or probability.

SFBS vs Historical averages

MetricCurrentAverageRelative
PE14x16x11% lower
PE percentile355030% lower
EPS$2.94$2.0345% higher
FCF$465.7M$249.3M87% higher
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SFBS’s earnings and cash flow are above their historical averages, while its earnings multiple is lower.

SFBS Forward outlook

MetricOutlook
Forward valuationStrongly deteriorating
Forward earningsStrong decline
Forward revenueStrong decline
Forward profitabilityStrongly expanding
Analyst coverageLimited
Estimate dispersionTight

SFBS’s outlook is mixed, with weaker expected earnings weighing on the picture.

SFBS PE Valuation

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This table applies SFBS's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

SFBS Earnings Per Share

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This chart tracks SFBS's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

SFBS Quarterly Revenue

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This chart tracks SFBS's quarterly revenue over time and shows how sales are changing from year to year.

SFBS Free Cash Flow

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This chart tracks SFBS's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

SFBS Total Shares

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This chart tracks changes in SFBS's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

SFBS Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

SFBS PE vs Financial Services Sector

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This chart compares SFBS's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

SFBS Weekly Price

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This chart uses SFBS's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

SFBS Weekly Moving Averages

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This chart compares SFBS's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

SFBS Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.