Oversold

CPSS

Valuation15/ 100
Cash flow & growth71/ 100
Upside potential31/ 100
Risk potential35/ 100

CPSS's valuation is expensive while fundamentals provide solid support.

Score change since last week

The score fell 10 points, mainly due to valuation and price changes. Price fell 0.2%, from $9.42 to $9.40.

Valuation and price changes subtracted 10.6 points. The comparison uses the same available inputs on both dates. Displayed changes are rounded to whole points.

Valuation

Historical cheapness: current PE is 10.3× versus the full-history median of 5.7× shown in the valuation table, producing 17.2/100. Positive weekly observations receive equal weight; lower past EPS alone does not disqualify them.

Outlook-adjusted valuation: 15.3/100. The model applies a 3% earnings-growth assumption and a 10% annual return hurdle, with positive credit limited by evidence coverage and confidence.

Forward price scenarios use recent PE history separately. Recent history has a separately weighted median of 9× (18-month half-life). The favorable scenario uses 9.7× PE and $1 projected EPS, informed by growth, margins and earnings-quality checks. This is a model scenario, not an analyst target. A return to the full-history median is not assumed.

Cash flow & growth

Business trends are strong. Over the past year: revenue +6.9%, earnings +13.7%, operating margin +27.8 percentage points. The business score is 70.9/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

The earnings calculation and the displayed scenario are different.

The earnings case uses $1.03 of EPS and a 9.7× PE, suggesting about $10.09 before the minimum is applied. Valuation history and outlook inform the PE.

The model applies a 15% minimum upside scenario, so the card shows +15%, or about $10.81. That adjusted price does not come from the EPS × PE calculation above.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Weaker than expected earnings could put pressure on the share price.

Our downside case uses $0.72 of EPS and a 8.4× PE, suggesting a share price of about $6.11 — 35% below today’s price. Valuation history and outlook inform the PE.

This is a scenario based on our model, not a forecast or probability.

CPSS vs Historical averages

MetricCurrentAverageRelative
PE10x6.2x65% higher
PE percentile905080% higher
EPS$0.91$1.7749% lower
FCF$350.4M$231.6M51% higher
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CPSS’s fundamentals are mixed relative to their historical averages, while its earnings multiple is higher.

CPSS Forward outlook

MetricOutlook
Forward valuation--
Forward earnings--
Forward revenue--
Forward profitability--
Analyst coverageLimited
Estimate dispersionTight

CPSS PE Valuation

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This table applies CPSS's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

CPSS Earnings Per Share

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This chart tracks CPSS's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

CPSS Quarterly Revenue

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This chart tracks CPSS's quarterly revenue over time and shows how sales are changing from year to year.

CPSS Free Cash Flow

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This chart tracks CPSS's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

CPSS Total Shares

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This chart tracks changes in CPSS's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

CPSS Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

CPSS PE vs Financial Services Sector

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This chart compares CPSS's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

CPSS Weekly Price

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This chart uses CPSS's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

CPSS Weekly Moving Averages

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This chart compares CPSS's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

CPSS Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.