Oversold

EFC

Same as last week
Valuation49/ 100
Cash flow & growth82/ 100
Upside potential41/ 100
Risk potential17/ 100

EFC's valuation appears fair while strong fundamentals support the investment case and weaker than expected earnings are holding it back, though analyst coverage is limited.

Valuation

Historical cheapness: current PE is 7.9× versus the full-history median of 8.2× shown in the valuation table, producing 52.7/100. Positive weekly observations receive equal weight; lower past EPS alone does not disqualify them.

Outlook-adjusted valuation: 49.3/100. The model applies a 4.7% earnings-growth assumption and a 10% annual return hurdle, with positive credit limited by evidence coverage and confidence.

Forward price scenarios use recent PE history separately. Recent history has a separately weighted median of 8.5× (18-month half-life). A reliable earnings-based price target is unavailable. A return to the full-history median is not assumed.

Cash flow & growth

Business trends are strong. Over the past year: revenue +136.1%, earnings +33.3%, operating margin +40.2 percentage points. The business score is 82.4/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Business trends and outlook support upside. Price history provides the reference because earnings are difficult to compare.

The calculation starts with the stock’s typical weekly price movements, adjusted for business performance and outlook. Unusually large jumps have less influence. The result is 15% upside, or about $14.82. This uses the 15% minimum allowance.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Historical price swings are the main risk driver, even without a sharp profit decline.

The stock’s historical price swings drive this figure. Price history and operating stress provide the reference because comparable earnings do not support a future PE target. Operating stress reflects revenue, earnings, margins, outlook and relevant debt exposure. The larger stress gives 17.2% downside, or about $10.67, with a 15% minimum.

This is a scenario based on our model, not a forecast or probability.

EFC vs Historical averages

MetricCurrentAverageRelative
PE7.9x30x74% lower
PE percentile405021% lower
EPS$1.64$1.1444% higher
FCF-$327.3M-$144.7M-$182.6M
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EFC’s earnings are above their historical averages, while its earnings multiple is lower.

EFC Forward outlook

MetricOutlook
Forward valuationDeteriorating
Forward earningsDecline
Forward revenueStrong decline
Forward profitabilityStrongly contracting
Analyst coverageLimited
Estimate dispersionTight

EFC’s outlook is weakening, with weaker expected earnings weighing on the picture.

EFC PE Valuation

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This table applies EFC's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

EFC Earnings Per Share

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This chart tracks EFC's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

EFC Quarterly Revenue

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This chart tracks EFC's quarterly revenue over time and shows how sales are changing from year to year.

EFC Free Cash Flow

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This chart tracks EFC's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

EFC Total Shares

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This chart tracks changes in EFC's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

EFC Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

EFC PE vs Real Estate Sector

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This chart compares EFC's price-to-earnings (PE) ratio with the Real Estate sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

EFC Weekly Price

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This chart uses EFC's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

EFC Weekly Moving Averages

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This chart compares EFC's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

EFC Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.