Oversold

FRHC

Valuation15/ 100
Cash flow & growth68/ 100
Upside potential41/ 100
Risk potential32/ 100

FRHC's valuation is expensive, fundamentals are below averages and forward estimates point to earnings growth and improving margins, though analyst coverage is limited.

Score change since last week

The score fell 11 points, mainly due to valuation and price changes. Price fell 5.9%, from $174.85 to $164.54.

Valuation and price changes subtracted 11.1 points. The comparison uses the same available inputs on both dates. Displayed changes are rounded to whole points.

Valuation

Historical cheapness: current PE is 65.4× versus the full-history median of 30.4× shown in the valuation table, producing 12.8/100. Positive weekly observations receive equal weight; lower past EPS alone does not disqualify them.

Outlook-adjusted valuation: 15.3/100. The model applies a 30.3% earnings-growth assumption and a 10% annual return hurdle, with positive credit limited by evidence coverage and confidence.

Forward price scenarios use recent PE history separately. Recent history has a separately weighted median of 58× (18-month half-life). The favorable scenario uses 56.9× PE and $3.6 projected EPS, informed by growth, margins and earnings-quality checks. This is a model scenario, not an analyst target. A return to the full-history median is not assumed.

Cash flow & growth

Business trends are strong. Over the past year: revenue +13.6%, earnings +88.8%, operating margin +1.4 percentage points. The business score is 68.4/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Stronger earnings and valuation could support a higher share price.

Our favorable case uses $3.56 of EPS and a 56.9× PE, suggesting a share price of about $202.48. Valuation history and outlook inform the PE.

The displayed favorable scenario is 22.3% upside, or about $202.41.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Weaker than expected earnings could put pressure on the share price.

Our downside case uses $2.19 of EPS and a 51.4× PE, suggesting a share price of about $112.44 — 32% below today’s price. Valuation history and outlook inform the PE.

This is a scenario based on our model, not a forecast or probability.

FRHC vs Historical averages

MetricCurrentAverageRelative
PE65x142x54% lower
PE percentile725045% higher
EPS$2.53$3.2121% lower
FCF-$815.2M$6.6M12,459% lower
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FRHC’s earnings and cash flow are below their historical averages, while its earnings multiple is lower.

FRHC Forward outlook

MetricOutlook
Forward valuationStrongly improving
Forward earningsStrong growth
Forward revenueStrong decline
Forward profitabilityStrongly expanding
Analyst coverageLimited
Estimate dispersionTight

FRHC’s outlook is generally improving, with declining sales expectations a concern.

FRHC PE Valuation

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This table applies FRHC's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

FRHC Earnings Per Share

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This chart tracks FRHC's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

FRHC Quarterly Revenue

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This chart tracks FRHC's quarterly revenue over time and shows how sales are changing from year to year.

FRHC Free Cash Flow

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This chart tracks FRHC's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

FRHC Total Shares

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This chart tracks changes in FRHC's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

FRHC Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

FRHC PE vs Financial Services Sector

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This chart compares FRHC's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

FRHC Weekly Price

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This chart uses FRHC's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

FRHC Weekly Moving Averages

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This chart compares FRHC's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

FRHC Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.