Oversold

GAIN

Same as last week
Valuation68/ 100
Cash flow & growth65/ 100
Upside potential50/ 100
Risk potential19/ 100

GAIN's valuation is historically cheap, fundamentals provide solid support, but expected margin pressure tempers an otherwise stable outlook, though analyst coverage is limited.

Valuation

Historical cheapness: current PE is 3.9× versus the full-history median of 5.5× shown in the valuation table, producing 71.6/100. Positive weekly observations receive equal weight; lower past EPS alone does not disqualify them.

Outlook-adjusted valuation: 68.2/100. The model applies a 3.4% earnings-growth assumption and a 10% annual return hurdle, with positive credit limited by evidence coverage and confidence.

Forward price scenarios use recent PE history separately. Recent history has a separately weighted median of 5.4× (18-month half-life). The favorable scenario uses 4.3× PE and $4.7 projected EPS, informed by growth, margins and earnings-quality checks. This is a model scenario, not an analyst target. A return to the full-history median is not assumed.

Cash flow & growth

Business trends are mixed. Over the past year: revenue -8.3%, earnings +92.6%, operating margin +30.1 percentage points. The business score is 64.9/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Stronger earnings and valuation could support a higher share price.

Our favorable case uses $4.69 of EPS and a 4.3× PE, suggesting a share price of about $20.08. Valuation history and outlook inform the PE.

The displayed favorable scenario is 22.4% upside, or about $20.07.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Weaker than expected earnings could put pressure on the share price.

Our downside case uses $3.50 of EPS and a 3.8× PE, suggesting a share price of about $13.26 — 19% below today’s price. Valuation history and outlook inform the PE.

This is a scenario based on our model, not a forecast or probability.

GAIN vs Historical averages

MetricCurrentAverageRelative
PE3.9x5.8x32% lower
PE percentile235054% lower
EPS$4.18$1.87123% higher
FCF-$101.8M$25.9M494% lower
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GAIN’s fundamentals are mixed relative to their historical averages, while its earnings multiple is lower.

GAIN Forward outlook

MetricOutlook
Forward valuationStable
Forward earningsStable
Forward revenueStable
Forward profitabilityStrongly contracting
Analyst coverageLimited
Estimate dispersionModerate

GAIN’s outlook is generally stable, with narrowing profit margins the main concern.

GAIN PE Valuation

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This table applies GAIN's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

GAIN Earnings Per Share

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This chart tracks GAIN's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

GAIN Quarterly Revenue

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This chart tracks GAIN's quarterly revenue over time and shows how sales are changing from year to year.

GAIN Free Cash Flow

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This chart tracks GAIN's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

GAIN Total Shares

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This chart tracks changes in GAIN's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

GAIN Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

GAIN PE vs Financial Services Sector

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This chart compares GAIN's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

GAIN Weekly Price

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This chart uses GAIN's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

GAIN Weekly Moving Averages

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This chart compares GAIN's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

GAIN Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.