Oversold

GDOT

Same as last week
Valuation50/ 100
Cash flow & growth51/ 100
Upside potential37/ 100
Risk potential40/ 100

GDOT's valuation appears fair, fundamentals are somewhat mixed, while forward estimates point to improving growth and profitability, though analyst coverage is limited.

Valuation

Valuation stays neutral because earnings are difficult to compare across periods. Business trends, outlook and financial risk still contribute to the overall score.

Cash flow & growth

Business trends are mixed. Over the past year: revenue +17.7%, operating margin -3.7 percentage points. The business score is 51/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Weaker business results limit upside support. Price history provides the reference because earnings are difficult to compare.

The calculation starts with the stock’s typical weekly price movements, adjusted for business performance and outlook. Unusually large jumps have less influence. The result is 23.6% upside, or about $16.48.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Historical price swings are the main risk driver, even without a sharp profit decline.

The stock’s historical price swings drive this figure. Price history and operating stress provide the reference because comparable earnings do not support a future PE target. Operating stress reflects revenue, earnings, margins, outlook and relevant debt exposure. The larger stress gives 40.2% downside, or about $7.97, with a 15% minimum.

This is a scenario based on our model, not a forecast or probability.

GDOT vs Historical averages

MetricCurrentAverageRelative
PE65x148x56% lower
PE percentile825065% higher
EPS-$0.51$0.16423% lower
FCF$116.3M$91.5M27% higher
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GDOT’s fundamentals are mixed relative to their historical averages, while its earnings multiple is lower.

GDOT Forward outlook

MetricOutlook
Forward valuationImproving
Forward earningsGrowth
Forward revenueGrowth
Forward profitabilityExpanding
Analyst coverageLimited
Estimate dispersionModerate

GDOT’s outlook is generally improving, though analyst coverage is limited.

GDOT PE Valuation

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This table applies GDOT's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

GDOT Earnings Per Share

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This chart tracks GDOT's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

GDOT Quarterly Revenue

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This chart tracks GDOT's quarterly revenue over time and shows how sales are changing from year to year.

GDOT Free Cash Flow

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This chart tracks GDOT's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

GDOT Total Shares

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This chart tracks changes in GDOT's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

GDOT Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

GDOT PE vs Financial Services Sector

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This chart compares GDOT's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

GDOT Weekly Price

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This chart uses GDOT's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

GDOT Weekly Moving Averages

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This chart compares GDOT's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

GDOT Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.