Oversold

HIFS

Valuation60/ 100
Cash flow & growth78/ 100
Upside potential52/ 100
Risk potential25/ 100

HIFS's valuation appears fair while fundamentals provide solid support.

Score change since last week

The score rose 3 points, mainly due to valuation and price changes. Price rose 4.2%, from $295.67 to $307.99.

Valuation and price changes added 3.0 points. The comparison uses the same available inputs on both dates. Displayed changes are rounded to whole points.

Valuation

Historical cheapness: current PE is 10.3× versus the full-history median of 12.1× shown in the valuation table, producing 61.1/100. Positive weekly observations receive equal weight; lower past EPS alone does not disqualify them.

Outlook-adjusted valuation: 59.7/100. The model applies a 7.7% earnings-growth assumption and a 10% annual return hurdle, with positive credit limited by evidence coverage and confidence.

Forward price scenarios use recent PE history separately. Recent history has a separately weighted median of 13.3× (18-month half-life). The favorable scenario uses 11.1× PE and $36 projected EPS, informed by growth, margins and earnings-quality checks. This is a model scenario, not an analyst target. A return to the full-history median is not assumed.

Cash flow & growth

Business trends are strong. Over the past year: revenue +12.9%, earnings +95.4%, operating margin +14.8 percentage points. The business score is 77.8/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Stronger earnings and valuation could support a higher share price.

Our favorable case uses $35.95 of EPS and a 11.1× PE, suggesting a share price of about $398.37. Valuation history and outlook inform the PE.

The displayed favorable scenario is 29.3% upside, or about $398.23.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Weaker than expected earnings could put pressure on the share price.

Our downside case uses $23.44 of EPS and a 9.8× PE, suggesting a share price of about $229.89 — 25% below today’s price. Valuation history and outlook inform the PE.

This is a scenario based on our model, not a forecast or probability.

HIFS vs Historical averages

MetricCurrentAverageRelative
PE10x13x22% lower
PE percentile275047% lower
EPS$30.02$19.9950% higher
FCF$35.4M$36.4M3% lower
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HIFS’s fundamentals are mixed relative to their historical averages, while its earnings multiple is lower.

HIFS Forward outlook

MetricOutlook
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HIFS PE Valuation

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This table applies HIFS's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

HIFS Earnings Per Share

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This chart tracks HIFS's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

HIFS Quarterly Revenue

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This chart tracks HIFS's quarterly revenue over time and shows how sales are changing from year to year.

HIFS Free Cash Flow

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This chart tracks HIFS's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

HIFS Total Shares

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This chart tracks changes in HIFS's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

HIFS Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

HIFS PE vs Financial Services Sector

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This chart compares HIFS's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

HIFS Weekly Price

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This chart uses HIFS's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

HIFS Weekly Moving Averages

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This chart compares HIFS's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

HIFS Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.