Oversold

HTB

Valuation50/ 100
Cash flow & growth55/ 100
Upside potential41/ 100
Risk potential24/ 100

HTB's valuation appears fair, fundamentals are above averages, but expected margin pressure tempers an otherwise stable outlook, though analyst coverage is limited.

Score change since last week

The score fell 4 points, mainly due to valuation and price changes. Price rose 0.7%, from $46.91 to $47.25. Reported EPS was unchanged, so the higher price reduced valuation support.

Valuation and price changes subtracted 4.2 points. The comparison uses the same available inputs on both dates. Displayed changes are rounded to whole points.

Valuation

Valuation stays neutral because earnings are difficult to compare across periods. Business trends, outlook and financial risk still contribute to the overall score.

Cash flow & growth

Business trends are mixed. Over the past year: revenue -1.9%, operating margin +2.6 percentage points. The business score is 55.1/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Business trends and outlook support upside. Price history provides the reference because earnings are difficult to compare.

The calculation starts with the stock’s typical weekly price movements, adjusted for business performance and outlook. Unusually large jumps have less influence. The result is 16.2% upside, or about $54.90.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Historical price swings are the main risk driver, even without a sharp profit decline.

The stock’s historical price swings drive this figure. Price history and operating stress provide the reference because comparable earnings do not support a future PE target. Operating stress reflects revenue, earnings, margins, outlook and relevant debt exposure. The larger stress gives 23.6% downside, or about $36.10, with a 15% minimum.

This is a scenario based on our model, not a forecast or probability.

HTB vs Historical averages

MetricCurrentAverageRelative
PE12x13x1% lower
PE percentile695039% higher
EPS$3.81$2.4854% higher
FCF$95M$3.5M2,621% higher
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HTB’s earnings and cash flow are above their historical averages, while its earnings multiple is lower.

HTB Forward outlook

MetricOutlook
Forward valuationStable
Forward earningsStable
Forward revenueStable
Forward profitabilityStrongly contracting
Analyst coverageLimited
Estimate dispersionTight

HTB’s outlook is generally stable, with narrowing profit margins the main concern.

HTB PE Valuation

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This table applies HTB's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

HTB Earnings Per Share

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This chart tracks HTB's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

HTB Quarterly Revenue

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This chart tracks HTB's quarterly revenue over time and shows how sales are changing from year to year.

HTB Free Cash Flow

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This chart tracks HTB's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

HTB Total Shares

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This chart tracks changes in HTB's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

HTB Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

HTB PE vs Financial Services Sector

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This chart compares HTB's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

HTB Weekly Price

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This chart uses HTB's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

HTB Weekly Moving Averages

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This chart compares HTB's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

HTB Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.