Oversold

JFIN

Valuation50/ 100
Cash flow & growth17/ 100
Upside potential28/ 100
Risk potential66/ 100

JFIN's valuation appears fair, weak fundamentals weigh on the score, while forward estimates point to earnings growth and improving margins, though analyst coverage is limited.

Score change since last week

The score rose 1 point, mainly due to valuation and price changes. Price fell 19.0%, from $2.10 to $1.70. Reported EPS was unchanged, so the lower price improved valuation support.

Valuation and price changes added 0.6 points. The comparison uses the same available inputs on both dates. Displayed changes are rounded to whole points.

Valuation

Valuation stays neutral because earnings are difficult to compare across periods. Business trends, outlook and financial risk still contribute to the overall score.

Cash flow & growth

Business trends are weak. Over the past year: revenue -38%, earnings -84.5%, operating margin -24.2 percentage points. The business score is 16.9/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Weaker business results limit upside support. Price history provides the reference because earnings are difficult to compare.

The calculation starts with the stock’s typical weekly price movements, adjusted for business performance and outlook. Unusually large jumps have less influence. The result is 25.9% upside, or about $2.14.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

The 66% downside is driven by operating stress: the model assumes earnings fall 51.1% and the PE falls 30.5%. That gives $0.31 per share at a 1.9× PE, or about $0.58. Price swings alone suggest 46.3% downside.

This is a scenario based on our model, not a forecast or probability.

JFIN vs Historical averages

MetricCurrentAverageRelative
PE2.7x2.3x17% higher
PE percentile725044% higher
EPS$0.63$2.5275% lower
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JFIN’s earnings are below their historical averages, while its earnings multiple is higher.

JFIN Forward outlook

MetricOutlook
Forward valuationStrongly improving
Forward earningsStrong growth
Forward revenueStrong decline
Forward profitabilityStrongly expanding
Analyst coverageLimited
Estimate dispersionTight

JFIN’s outlook is generally improving, with declining sales expectations a concern.

JFIN PE Valuation

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This table applies JFIN's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

JFIN Earnings Per Share

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This chart tracks JFIN's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

JFIN Quarterly Revenue

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This chart tracks JFIN's quarterly revenue over time and shows how sales are changing from year to year.

JFIN Free Cash Flow

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This chart tracks JFIN's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

JFIN Total Shares

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This chart tracks changes in JFIN's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

JFIN Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

JFIN PE vs Communication Services Sector

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This chart compares JFIN's price-to-earnings (PE) ratio with the Communication Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

JFIN Weekly Price

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This chart uses JFIN's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

JFIN Weekly Moving Averages

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This chart compares JFIN's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

JFIN Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.