Oversold

MVBF

Same as last week
Valuation56/ 100
Cash flow & growth72/ 100
Upside potential67/ 100
Risk potential23/ 100

MVBF's valuation appears fair while fundamentals provide solid support and expected margin pressure limits the outlook, though analyst coverage is limited.

Valuation

Historical cheapness: current PE is 10.6× versus the full-history median of 10.5× shown in the valuation table, producing 49.7/100. Positive weekly observations receive equal weight; lower past EPS alone does not disqualify them.

Outlook-adjusted valuation: 55.7/100. The model applies a 30.5% earnings-growth assumption and a 10% annual return hurdle, with positive credit limited by evidence coverage and confidence.

Forward price scenarios use recent PE history separately. Recent history has a separately weighted median of 11.4× (18-month half-life). The favorable scenario uses 11.9× PE and $4.2 projected EPS, informed by growth, margins and earnings-quality checks. This is a model scenario, not an analyst target. A return to the full-history median is not assumed.

Cash flow & growth

Business trends are strong. Over the past year: revenue +2.9%, earnings +127.7%, operating margin +12.7 percentage points. The business score is 72/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Stronger earnings and valuation could support a higher share price.

Our favorable case uses $4.18 of EPS and a 11.9× PE, suggesting a share price of about $49.82. Valuation history and outlook inform the PE.

The displayed favorable scenario is 59.5% upside, or about $49.81.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Weaker than expected earnings could put pressure on the share price.

Our downside case uses $2.54 of EPS and a 9.4× PE, suggesting a share price of about $24.01 — 23% below today’s price. Valuation history and outlook inform the PE.

This is a scenario based on our model, not a forecast or probability.

MVBF vs Historical averages

MetricCurrentAverageRelative
PE11x11x1% lower
PE percentile51502% higher
EPS$2.96$2.2731% higher
FCF-$37.6M$39.7M195% lower
Loading historical comparisons…

MVBF’s fundamentals are mixed relative to their historical averages, while its earnings multiple is lower.

MVBF Forward outlook

MetricOutlook
Forward valuationStrongly improving
Forward earningsStrong growth
Forward revenueStrong decline
Forward profitabilityContracting
Analyst coverageLimited
Estimate dispersionTight

MVBF’s outlook is mixed, with declining sales expectations a concern.

MVBF PE Valuation

Loading pe valuation table…

This table applies MVBF's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

MVBF Earnings Per Share

Loading earnings per share…

This chart tracks MVBF's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

MVBF Quarterly Revenue

Loading quarterly revenue…

This chart tracks MVBF's quarterly revenue over time and shows how sales are changing from year to year.

MVBF Free Cash Flow

Loading free cash flow…

This chart tracks MVBF's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

MVBF Total Shares

Loading shares over time…

This chart tracks changes in MVBF's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

MVBF Net Leverage

Loading net leverage…

Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

MVBF PE vs Financial Services Sector

Loading pe vs sector average…

This chart compares MVBF's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

MVBF Weekly Price

Loading weekly price…

This chart uses MVBF's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

MVBF Weekly Moving Averages

Loading weekly moving averages…

This chart compares MVBF's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

MVBF Yearly ROI

Loading yearly ROI…

Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.