Oversold

PSEC

Valuation5/ 100
Cash flow & growth50/ 100
Upside potential21/ 100
Risk potential38/ 100

PSEC's valuation is expensive, fundamentals are somewhat mixed and weaker than expected earnings are holding it back, though analyst coverage is limited.

Score change since last week

The score fell 14 points, mainly due to valuation and price changes. Price fell 0.9%, from $2.25 to $2.23.

Valuation and price changes subtracted 13.7 points. The comparison uses the same available inputs on both dates. Displayed changes are rounded to whole points.

Valuation

Historical cheapness: current PE is 39.6× versus the full-history median of 4.4× shown in the valuation table, producing 5.1/100. Positive weekly observations receive equal weight; lower past EPS alone does not disqualify them.

Outlook-adjusted valuation: 5.1/100. The model applies a -11.7% earnings-growth assumption and a 10% annual return hurdle, with positive credit limited by evidence coverage and confidence.

Forward price scenarios use recent PE history separately. Recent history has a separately weighted median of 9× (18-month half-life). The favorable scenario uses 34.2× PE and $0.1 projected EPS, informed by growth, margins and earnings-quality checks. This is a model scenario, not an analyst target. A return to the full-history median is not assumed.

Cash flow & growth

Business trends are mixed. Over the past year: limited comparable growth data. The business score is 50/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

The earnings calculation and the displayed scenario are different.

The earnings case uses $0.05 of EPS and a 34.2× PE, suggesting about $1.83 before the minimum is applied. Valuation history and outlook inform the PE.

The model applies a 15% minimum upside scenario, so the card shows +15%, or about $2.55. That adjusted price does not come from the EPS × PE calculation above.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Weaker than expected earnings could put pressure on the share price.

Our downside case uses $0.04 of EPS and a 33.2× PE, suggesting a share price of about $1.38 — 38% below today’s price. Valuation history and outlook inform the PE.

This is a scenario based on our model, not a forecast or probability.

PSEC vs Historical averages

MetricCurrentAverageRelative
PE40x9.6x312% higher
PE percentile935086% higher
EPS$0.06$0.4989% lower
FCF$376.3M$19.7M1,813% higher
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PSEC’s fundamentals are mixed relative to their historical averages, while its earnings multiple is higher.

PSEC Forward outlook

MetricOutlook
Forward valuationStrongly deteriorating
Forward earningsStrong decline
Forward revenueStable
Forward profitabilityStrongly contracting
Analyst coverageLimited
Estimate dispersionTight

PSEC’s outlook is weakening, with weaker expected earnings weighing on the picture.

PSEC PE Valuation

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This table applies PSEC's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

PSEC Earnings Per Share

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This chart tracks PSEC's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

PSEC Quarterly Revenue

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This chart tracks PSEC's quarterly revenue over time and shows how sales are changing from year to year.

PSEC Free Cash Flow

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This chart tracks PSEC's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

PSEC Total Shares

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This chart tracks changes in PSEC's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

PSEC Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

PSEC PE vs Financial Services Sector

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This chart compares PSEC's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

PSEC Weekly Price

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This chart uses PSEC's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

PSEC Weekly Moving Averages

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This chart compares PSEC's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

PSEC Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.