Oversold

STEP

Same as last week
Valuation50/ 100
Cash flow & growth50/ 100
Upside potential42/ 100
Risk potential32/ 100

STEP's valuation appears fair, fundamentals are below averages, while forward estimates point to earnings growth and improving margins, though analyst coverage is limited.

Valuation

Valuation stays neutral because earnings are difficult to compare across periods. Business trends, outlook and financial risk still contribute to the overall score.

Cash flow & growth

Business trends are mixed. Over the past year: revenue +48.5%, operating margin -31.6 percentage points. The business score is 49.8/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Weaker business results limit upside support. Price history provides the reference because earnings are difficult to compare.

The calculation starts with the stock’s typical weekly price movements, adjusted for business performance and outlook. Unusually large jumps have less influence. The result is 23.1% upside, or about $60.22.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Historical price swings are the main risk driver, even without a sharp profit decline.

The stock’s historical price swings drive this figure. Price history and operating stress provide the reference because comparable earnings do not support a future PE target. Operating stress reflects revenue, earnings, margins, outlook and relevant debt exposure. The larger stress gives 31.6% downside, or about $33.46, with a 15% minimum.

This is a scenario based on our model, not a forecast or probability.

STEP vs Historical averages

MetricCurrentAverageRelative
PE100x205x51% lower
PE percentile855070% higher
EPS-$7.72$0.352,296% lower
FCF-$439.4M$135.4M425% lower
Loading historical comparisons…

STEP’s earnings and cash flow are below their historical averages, while its earnings multiple is lower.

STEP Forward outlook

MetricOutlook
Forward valuationImproving
Forward earningsGrowth
Forward revenueStrong decline
Forward profitabilityStrongly expanding
Analyst coverageLimited
Estimate dispersionModerate

STEP’s outlook is generally improving, with declining sales expectations a concern.

STEP PE Valuation

Loading pe valuation table…

This table applies STEP's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

STEP Earnings Per Share

Loading earnings per share…

This chart tracks STEP's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

STEP Quarterly Revenue

Loading quarterly revenue…

This chart tracks STEP's quarterly revenue over time and shows how sales are changing from year to year.

STEP Free Cash Flow

Loading free cash flow…

This chart tracks STEP's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

STEP Total Shares

Loading shares over time…

This chart tracks changes in STEP's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

STEP Net Leverage

Loading net leverage…

Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

STEP PE vs Financial Services Sector

Loading pe vs sector average…

This chart compares STEP's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

STEP Weekly Price

Loading weekly price…

This chart uses STEP's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

STEP Weekly Moving Averages

Loading weekly moving averages…

This chart compares STEP's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

STEP Yearly ROI

Loading yearly ROI…

Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.