Oversold

SVCC

Same as last week
Valuation54/ 100
Cash flow & growth57/ 100
Upside potential40/ 100
Risk potential15/ 100

SVCC's valuation appears fair and fundamentals are somewhat mixed.

Valuation

Historical cheapness: current PE is 46.3× versus the full-history median of 53.8× shown in the valuation table, producing 53.8/100. Positive weekly observations receive equal weight; lower past EPS alone does not disqualify them.

Outlook-adjusted valuation: 53.8/100. The model applies a 12.2% earnings-growth assumption and a 10% annual return hurdle, with positive credit limited by evidence coverage and confidence.

Forward price scenarios use recent PE history separately. Recent history has a separately weighted median of 46.3× (18-month half-life). A reliable earnings-based price target is unavailable. A return to the full-history median is not assumed.

Cash flow & growth

Business trends are mixed. Over the past year: earnings +99.6%. The business score is 56.7/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Business trends and outlook support upside. Price history provides the reference because earnings are difficult to compare.

The calculation starts with the stock’s typical weekly price movements, adjusted for business performance and outlook. Unusually large jumps have less influence. The result is 15% upside, or about $12.27. This uses the 15% minimum allowance.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Historical price swings are the main risk driver, even without a sharp profit decline.

The stock’s historical price swings drive this figure. Price history and operating stress provide the reference because comparable earnings do not support a future PE target. Operating stress reflects revenue, earnings, margins, outlook and relevant debt exposure. The larger stress gives 15% downside, or about $9.07, with a 15% minimum.

This is a scenario based on our model, not a forecast or probability.

SVCC vs Historical averages

MetricCurrentAverageRelative
PE46x57x19% lower
PE percentile445114% lower
EPS$0.23$0.2111% higher
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SVCC’s earnings are above their historical averages, while its earnings multiple is lower.

SVCC Forward outlook

MetricOutlook
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SVCC PE Valuation

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This table applies SVCC's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

SVCC Earnings Per Share

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This chart tracks SVCC's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

SVCC Quarterly Revenue

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This chart tracks SVCC's quarterly revenue over time and shows how sales are changing from year to year.

SVCC Free Cash Flow

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This chart tracks SVCC's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

SVCC Total Shares

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This chart tracks changes in SVCC's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

SVCC Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

SVCC PE vs Financial Services Sector

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This chart compares SVCC's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

SVCC Weekly Price

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This chart uses SVCC's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

SVCC Weekly Moving Averages

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This chart compares SVCC's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

SVCC Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.