Oversold

UNH

Same as last week
Valuation47/ 100
Cash flow & growth46/ 100
Upside potential49/ 100
Risk potential31/ 100

UNH's valuation appears fair, fundamentals are somewhat mixed, while forward estimates point to earnings growth and improving margins.

Valuation

Historical cheapness: current PE is 24.4× versus the full-history median of 21.5× shown in the valuation table, producing 41.5/100. Positive weekly observations receive equal weight; lower past EPS alone does not disqualify them.

Outlook-adjusted valuation: 46.9/100. The model applies a 21.8% earnings-growth assumption and a 10% annual return hurdle, with positive credit limited by evidence coverage and confidence.

Forward price scenarios use recent PE history separately. Recent history has a separately weighted median of 22.4× (18-month half-life). The favorable scenario uses 24.6× PE and $20.4 projected EPS, informed by growth, margins and earnings-quality checks. This is a model scenario, not an analyst target. A return to the full-history median is not assumed.

Cash flow & growth

Business trends are mixed. Over the past year: revenue +6.5%, earnings -32.6%, operating margin -2.5 percentage points. Free cash flow is 5.2% of revenue. The business score is 45.6/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Stronger earnings and valuation could support a higher share price.

Our favorable case uses $20.39 of EPS and a 24.6× PE, suggesting a share price of about $500.50. Valuation history and outlook inform the PE.

The displayed favorable scenario is 32% upside, or about $500.40.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Weaker than expected earnings could put pressure on the share price.

Our downside case uses $13.45 of EPS and a 19.6× PE, suggesting a share price of about $262.95 — 31% below today’s price. Valuation history and outlook inform the PE.

This is a scenario based on our model, not a forecast or probability.

UNH vs Historical averages

MetricCurrentAverageRelative
PE24x23x8% higher
PE percentile715042% higher
EPS$15.55$18.6717% lower
FCF$23.6B$21.7B9% higher
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UNH’s fundamentals are mixed relative to their historical averages, while its earnings multiple is higher.

UNH Forward outlook

MetricOutlook
Forward valuationImproving
Forward earningsGrowth
Forward revenueStable
Forward profitabilityExpanding
Analyst coverageModerate
Estimate dispersionModerate

UNH’s outlook is generally improving, with growth expectations supporting the valuation case.

UNH PE Valuation

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This table applies UNH's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

UNH Earnings Per Share

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This chart tracks UNH's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

UNH Quarterly Revenue

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This chart tracks UNH's quarterly revenue over time and shows how sales are changing from year to year.

UNH Free Cash Flow

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This chart tracks UNH's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

UNH Total Shares

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This chart tracks changes in UNH's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

UNH Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

UNH PE vs Healthcare Sector

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This chart compares UNH's price-to-earnings (PE) ratio with the Healthcare sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

UNH Weekly Price

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This chart uses UNH's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

UNH Weekly Moving Averages

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This chart compares UNH's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

UNH Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.

VEEV

Valuation54/ 100
Cash flow & growth77/ 100
Upside potential45/ 100
Risk potential33/ 100

VEEV's valuation appears fair, fundamentals are above averages and forward estimates point to improving growth and profitability.

Score change since last week

The score rose 4 points, mainly due to valuation and price changes. Price fell 0.6%, from $276.69 to $275.09. Reported EPS was unchanged, so the lower price improved valuation support.

Valuation and price changes added 4.8 points. The comparison uses the same available inputs on both dates. Displayed changes are rounded to whole points.

Valuation

Estimated operating-earnings valuation: current PE is 55.4x versus 74.8x in comparable estimated history. The model caps earnings at operating profit after interest, assuming proportional tax and per-share effects. This is an estimate, not a verified investment-gain adjustment.

Reported EPS and PE remain in the valuation table. The same estimate is applied to historical earnings and eligible price scenarios. Its contribution to the score is limited by the available evidence; it does not identify all non-recurring items. Comparable history: 30 weeks.

Cash flow & growth

Business trends are strong. Over the past year: revenue +16.5%, operating margin +3 percentage points. Free cash flow is 47.5% of revenue. The business score is 77.4/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Stronger earnings and valuation could support a higher share price.

Our favorable case uses $5.80 of EPS and a 58.3× PE, suggesting a share price of about $337.90. Valuation history and outlook inform the PE.

The displayed favorable scenario is 28.8% upside, or about $337.97.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Weaker than expected earnings could put pressure on the share price.

Our downside case uses $4.13 of EPS and a 52.4× PE, suggesting a share price of about $216.19 — 33% below today’s price. Valuation history and outlook inform the PE.

This is a scenario based on our model, not a forecast or probability.

VEEV vs Historical averages

MetricCurrentAverageRelative
PE43x72x40% lower
PE percentile115079% lower
EPS$6.08$3.5273% higher
FCF$1.6B$944.8M74% higher
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VEEV’s earnings and cash flow are above their historical averages, while its earnings multiple is lower.

VEEV Forward outlook

MetricOutlook
Forward valuationImproving
Forward earningsGrowth
Forward revenueGrowth
Forward profitabilityStrongly expanding
Analyst coverageBroad
Estimate dispersionTight

VEEV’s outlook is generally improving, with growth expectations supporting the valuation case.

VEEV PE Valuation

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This table applies VEEV's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

VEEV Earnings Per Share

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This chart tracks VEEV's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

VEEV Quarterly Revenue

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This chart tracks VEEV's quarterly revenue over time and shows how sales are changing from year to year.

VEEV Free Cash Flow

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This chart tracks VEEV's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

VEEV Total Shares

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This chart tracks changes in VEEV's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

VEEV Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

VEEV PE vs Healthcare Sector

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This chart compares VEEV's price-to-earnings (PE) ratio with the Healthcare sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

VEEV Weekly Price

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This chart uses VEEV's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

VEEV Weekly Moving Averages

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This chart compares VEEV's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

VEEV Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.