Oversold

USIO

Same as last week
Valuation50/ 100
Cash flow & growth58/ 100
Upside potential42/ 100
Risk potential42/ 100

USIO's valuation appears fair, fundamentals are somewhat mixed, while forward estimates point to a return to profit and improving margins, though analyst coverage is limited and estimates vary widely.

Valuation

Valuation stays neutral because earnings are difficult to compare across periods. Business trends, outlook and financial risk still contribute to the overall score.

Cash flow & growth

Business trends are mixed. Over the past year: revenue +10.4%, operating margin +0.7 percentage points. Free cash flow is -1.4% of revenue. The business score is 57.6/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Business trends and outlook support upside. Price history provides the reference because earnings are difficult to compare.

The calculation starts with the stock’s typical weekly price movements, adjusted for business performance and outlook. Unusually large jumps have less influence. The result is 30% upside, or about $3.58.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Historical price swings are the main risk driver, even without a sharp profit decline.

The stock’s historical price swings drive this figure; the separate operating stress is 27.2%. Price history and operating stress provide the reference because comparable earnings do not support a future PE target. Operating stress reflects revenue, earnings, margins, outlook and relevant debt exposure. The larger stress gives 41.9% downside, or about $1.60, with a 15% minimum.

This is a scenario based on our model, not a forecast or probability.

USIO vs Historical averages

MetricCurrentAverageRelative
PE15x15x4% lower
PE percentile48505% lower
EPS-$0.06-$0.09$0.03 higher
FCF-$1.3M$5.8M123% lower
Loading historical comparisons…

USIO’s fundamentals are mixed relative to their historical averages, while its earnings multiple is lower.

USIO Forward outlook

MetricOutlook
Forward valuation--
Forward earningsTurning positive
Forward revenueGrowth
Forward profitabilityExpanding
Analyst coverageLimited
Estimate dispersionWide

USIO’s outlook is generally improving, supported by an expected return to profitability.

USIO PE Valuation

Loading pe valuation table…

This table applies USIO's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

USIO Earnings Per Share

Loading earnings per share…

This chart tracks USIO's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

USIO Quarterly Revenue

Loading quarterly revenue…

This chart tracks USIO's quarterly revenue over time and shows how sales are changing from year to year.

USIO Free Cash Flow

Loading free cash flow…

This chart tracks USIO's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

USIO Total Shares

Loading shares over time…

This chart tracks changes in USIO's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

USIO Net Leverage

Loading net leverage…

Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

USIO PE vs Technology Sector

Loading pe vs sector average…

This chart compares USIO's price-to-earnings (PE) ratio with the Technology sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

USIO Weekly Price

Loading weekly price…

This chart uses USIO's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

USIO Weekly Moving Averages

Loading weekly moving averages…

This chart compares USIO's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

USIO Yearly ROI

Loading yearly ROI…

Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.