AFL RSI

What is AFL?

Aflac was started back in 1955 by the Amos brothers in Columbus, Georgia. What began as a small family operation grew into a global powerhouse in the supplemental insurance space. They basically pioneered the idea of paying cash directly to policyholders to cover out-of-pocket costs that major medical insurance misses.

The core business model is pretty unique because it relies heavily on payroll deduction and worksite marketing. In the U.S., they are a household name thanks to the duck, but the real secret sauce is their massive footprint in Japan. Aflac Japan actually accounts for a huge chunk of their revenue, as they were one of the first foreign companies to crack that market decades ago. This dual-market focus provides a steady stream of premium income from two of the world's largest insurance markets.

Their product lineup covers the bases for life's curveballs. They offer cancer insurance, which put them on the map, alongside accident, hospital indemnity, and disability coverage. Unlike standard health insurance that pays doctors or hospitals directly, Aflac sends a check to you, which helps with rent, groceries, or whatever else you need while recovering. Historically, their 1999 debut of the Aflac Duck shifted them from a niche player to a global brand icon.

Financially, Aflac is a rock. They have raised their dividend for over 40 years straight, making them a favorite for income investors. They maintain high capital ratios and have managed their massive investment portfolio effectively through various interest rate environments. Their balance sheet remains a primary strength during economic volatility.

Looking toward 2026, the strategy is all about modernization and diversification. They are leaning hard into their Premier Life, Absence and Disability platform to capture more of the U.S. group benefits market. In Japan, they are refreshing their product mix to address an aging population and focusing on digital claims processing to keep margins high. As interest rates stabilize, they expect their massive bond portfolio to keep churning out reliable income while using tech to lower acquisition costs.

What is RSI?

The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and magnitude of price changes. Developed by J. Welles Wilder, RSI ranges from 0 to 100 and helps traders identify overbought or oversold conditions in an asset.

For AFL, monitoring the RSI provides valuable insights into potential trend reversals and entry/exit points. When the RSI drops below 30, Aflac Inc. is typically considered oversold, suggesting the asset may be undervalued. Conversely, an RSI above 70 indicates overbought conditions.

Understanding AFL RSI Signals

• Oversold (RSI below 30): When AFL RSI falls below 30, it suggests the asset may have been sold off excessively and could be due for a bounce. This is often viewed as a potential buying opportunity, though it's important to consider other factors and not rely solely on RSI.
• Overbought (RSI above 70): An RSI above 70 indicates AFL may be overbought, potentially signaling a pullback or consolidation phase. Traders often use this as a signal to take profits or wait for better entry points.
• Divergences: When AFL price makes new highs or lows but RSI doesn't confirm these moves, it can signal weakening momentum and a possible trend reversal.

Daily vs Weekly RSI for AFL

This page displays both daily and weekly RSI for AFL. The daily RSI responds quickly to short-term price movements, making it useful for day traders and swing traders. The weekly RSI provides a broader perspective on momentum trends, helping longer-term investors identify major oversold or overbought conditions.

By analyzing both timeframes together, you can better understand Aflac Inc.'s momentum at multiple levels and make more informed trading decisions.

Historical RSI Oversold Analysis

Above, we track historical instances when AFL RSI dropped below 30 (oversold territory). Reviewing these past oversold levels helps identify patterns and understand how Aflac Inc. has historically responded to oversold conditions. Many traders use these historical reference points to gauge potential support levels and timing for entry positions.