Oversold

SCHW

Same as last week
Valuation66/ 100
Cash flow & growth76/ 100
Upside potential70/ 100
Risk potential18/ 100

SCHW's valuation is attractive, fundamentals provide solid support and forward estimates point to earnings growth and improving margins.

Valuation

Historical cheapness: current PE is 19.5× versus the full-history median of 23.3× shown in the valuation table, producing 62/100. Positive weekly observations receive equal weight; lower past EPS alone does not disqualify them.

Outlook-adjusted valuation: 65.6/100. The model applies a 21.4% earnings-growth assumption and a 10% annual return hurdle, with positive credit limited by evidence coverage and confidence.

Forward price scenarios use recent PE history separately. Recent history has a separately weighted median of 23.4× (18-month half-life). The favorable scenario uses 21.9× PE and $7.2 projected EPS, informed by growth, margins and earnings-quality checks. This is a model scenario, not an analyst target. A return to the full-history median is not assumed.

Cash flow & growth

Business trends are strong. Over the past year: revenue +12.6%, earnings +47.8%, operating margin +8.2 percentage points. The business score is 76.3/100. Growth, margins and cash generation drive the score. Missing or older data receives less weight.

Favorable scenario

Stronger earnings and valuation could support a higher share price.

Our favorable case uses $7.18 of EPS and a 21.9× PE, suggesting a share price of about $157.53. Valuation history and outlook inform the PE.

The displayed favorable scenario is 46.9% upside, or about $157.55.

This is a scenario based on our model, not a forecast or probability.

Downside scenario

Weaker than expected earnings could put pressure on the share price.

Our downside case uses $4.77 of EPS and a 18.5× PE, suggesting a share price of about $88.20 — 18% below today’s price. Valuation history and outlook inform the PE.

This is a scenario based on our model, not a forecast or probability.

SCHW vs Historical averages

MetricCurrentAverageRelative
PE20x23x14% lower
PE percentile295043% lower
EPS$5.50$3.0779% higher
FCF$3.7B$7.5B51% lower
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SCHW’s fundamentals are mixed relative to their historical averages, while its earnings multiple is lower.

SCHW Forward outlook

MetricOutlook
Forward valuationStrongly improving
Forward earningsStrong growth
Forward revenueStable
Forward profitabilityStrongly expanding
Analyst coverageModerate
Estimate dispersionTight

SCHW’s outlook is generally improving, with growth expectations supporting the valuation case.

SCHW PE Valuation

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This table applies SCHW's historical price-to-earnings (PE) landmarks to current earnings. The implied prices are valuation scenarios, not price forecasts or targets.

SCHW Earnings Per Share

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This chart tracks SCHW's trailing twelve-month diluted earnings per share, calculated from four consecutive reported quarters to reduce seasonal noise.

SCHW Quarterly Revenue

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This chart tracks SCHW's quarterly revenue over time and shows how sales are changing from year to year.

SCHW Free Cash Flow

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This chart tracks SCHW's free cash flow over time, showing whether the business is consistently generating cash after operating costs and capital spending.

SCHW Total Shares

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This chart tracks changes in SCHW's diluted share count. A rising count can dilute existing owners, while a falling count often reflects share repurchases.

SCHW Net Leverage

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Quarterly Net Leverage uses the last 12 months of EBITDA. A falling multiple generally indicates less debt relative to earnings capacity. Negative values mean net cash; missing data or nonpositive LTM EBITDA are N/A. The table shows each period’s Net Leverage and status.

SCHW PE vs Financial Services Sector

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This chart compares SCHW's price-to-earnings (PE) ratio with the Financial Services sector average. A discount or premium can reflect differences in expected growth, profitability, or risk.

SCHW Weekly Price

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This chart uses SCHW's weekly closing prices to show the longer-term trend. The lower panes show weekly RSI and Stochastic momentum.

SCHW Weekly Moving Averages

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This chart compares SCHW's 8, 20, 50, 100, and 200-week moving averages from 2020 onward. Shorter averages react faster to price changes, while longer averages show the broader trend.

SCHW Yearly ROI

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Each line starts at 0% using the year’s first dependable weekly close and tracks the return through December, or through the latest available week for the current year.